It is heartbreaking to lose a loved one. However, the financial setback after losing a loved one can also be difficult, especially if there's no life insurance or money set aside. However, there are ways to plan a cost-effective funeral service and celebrate a life well-lived.

Though you may have to compromise on some aspects of the funeral service, your funeral director and parlor in Morton Grove, Illinois will ensure the funeral service is tasteful. With expert guidance, you can honor the memory of your dearly beloved, even if you’re working on a limited budget. Here are tips that can help you minimize expenses:

Check Different Prospective Pricing Plans

We recommend calling at least three different funeral homes in Morton Grove, Illinois to get an idea of the packages they offer and their rates. Don't be embarrassed to ask about prices. The government mandates that funeral homes must be forthright about pricing. With quotes to work with, you can compare and make the best decision for your circumstances.

Ask About Direct Services

If you want to cut down on expenses, the most affordable funeral services include direct cremation or direct burial. These procedures involve the following:

● Direct cremation: This is the most affordable option, as there are no death care services. The remains will be immediately cremated and later presented in an urn.

● Direct burial: There's no embalming, wake, or other traditional services with this option. The body is immediately buried at the gravesite.

It’s important to keep in mind that, with both methods, a dignified funeral service can be provided for your loved one. These no-frill methods will still help you honor the memory of your dearly departed and will allow you to say your last farewell.

Look for the Simplest Casket

One of the largest purchases is the casket, as it can cost up to tens of thousands, depending on the style. Fortunately, you have many styles to choose from, so it is a matter of finding one that fits your budget. You can ask your funeral director about the most affordable styles. A reputable funeral parlor in Morton Grove, Illinois will have a caskets in a range of prices. Today, you can choose the following options to house the body:

● Burial shroud or cloth

● Simple wicker coffin

● Plain casket

Use a Private Location for the Service

You can opt to have the memorial service or wake at a meaningful location. Your Morton Grove, Illinois funeral director will gladly make the necessary preparations and transfer the body to your church, temple, mosque, or place of choice.

Save on the Decors and Flowers

Flowers look great, but they can be expensive — especially the big funeral arrangements. If money is tight, you may want to eliminate flowers. If you want to include them, one option is to make your own arrangement. You can buy flowers in bulk and arrange them yourself. Remember that these will be supplemented by the arrangements sent by family and friends.

Are You Looking for a Funeral Home or Funeral Director in Morton Grove, Illinois?

If you need to save on funeral costs, the funeral home can help you plan a service that fits your needs and within your budget. If you are looking for some guidance, please do not hesitate to call our staff at Cooney Funeral Home.  As one of the longest standing funeral parlors in the Morton Grove area, we’ve been helping families plan funeral services with the highest level of care for over 80 years. Contact us today or complete our online form so we can schedule a free consultation.